Reviews.com and we recently created a guide comparing 99 homeowners insurance providers — This would be especially helpful for first time home buyers or if you need to review your insurance company http://www.reviews.com/homeowners-insurance/
If you’re new to home insurance, you might be surprised to learn it’s not just protection for the physical structure of your home, or even everything in it. Homeowners insurance policies also include liability coverage if you’re sued for damages or injuries to someone else — say your dog bit your neighbor, or someone slipped on your front steps. Between these two coverage types there are tons of options: You can raise or lower the dollar limits, choose how to set the replacement value of your possessions, and add on coverage.
For more information click on the link above.